Abstract

With the increasing global focus on sustainable development, green finance plays an important role in promoting the green transformation of the economy, and the rapid development of fintech has provided new impetus for it. Based on the perspective of green technology innovation, this paper discusses the mechanism and impact of financial technology to empower the development of green finance. The study finds that financial technology can effectively alleviate the financing constraints of enterprises and improve the quality of environmental information disclosure through big data, artificial intelligence, blockchain and other technical means, so as to promote green technology innovation. At the same time, the application of financial technology has improved the efficiency and transparency of green finance, optimized the allocation of funds, and promoted the innovation of green financial products. This paper proposes to strengthen the standardization of green finance, improve the regulatory framework, and promote the sustainable application of fintech in the field of green finance to achieve broader social and environmental benefits.

Keywords: Financial Technology, Green Technology Innovation, Green Finance